Health Insurance with Coronavirus Coverage

Health Insurance with Coronavirus Coverage

• Annual Health Checkup
• In Patient Hospitalization
• Auto Recharge of Policy Sum Insured
• Avail Discount upto 20%*

About Coronavirus Health Insurance

Unusual things have happened in a matter of a few months since the outbreak of the coronavirus disease. Millions of people worldwide have been affected by this contagious disease caused by a group of viruses. The number of cases in India has crossed 4 Lakh, and our health workers are leading the fight from the front. The disease causes severe respiratory illnesses like pneumonia, with mild symptoms at the start. Clearly, we all are living through the toughest times amidst this pandemic. Health has become the foremost priority for all of us, and this is why it needs to be secured. It is wise to buy a health insurance policy covering coronavirus, which will keep you financially protected at a time when you need the best support for your family’s security. As mandated by the Insurance Regulatory and Development Authority of India (IRDAI), health insurance buyers can now get specific coverage for the treatment of coronavirus disease. Care Health Insurance (formerly Religare Health Insurance) offers customized health policies with coverage for COVID 19. However, it has to be noted coverage will be available in specific health policies for existing policyholders and those who are opting for health policy before contracting the disease. In times of job uncertainty, high medical expenses, and increased health risks, a sensible approach is to secure oneself financially. Amidst the fears of possible hazards, having a health cover will keep you stress-free.

Explore our Health Insurance Plans with COVID 19 Insurance Coverage

Care Health Insurance (formerly Religare Health Insurance) helps you avail the best coverage for various medical expenses resulting from the treatment of coronavirus disease. The following are indemnity based health plans that offer cover Coronavirus treatment expenses:

Look for best health plan that suits your need!

1. Health Insurance For Family

2. Pre-Existing Diseases Cover

3. Health Insurance For Senior Citizen 

If you are looking for Health Insurance with only Coronavirus coverage only we have Corona Kavach to assist you

Features of Health Insurance Covering COVID-19

Our Customized health plans cover hospitalization expenses for coronavirus subject to terms and conditions of the policy. Everything from pre-hospitalization expenses to post-hospitalization expenses gets covered within our health plans. We also cover quarantine related medical expenses on the advice of a registered medical practitioner and at a registered facility. Health policies with Coronavirus insurance cover are beneficial as it covers medical expenses related to covid 19 and other medical emergencies: Some of the significant features of the policy include: -

In-patient Hospitalization: The corona insurance policy will cover expenses up to the sum insured for hospitalization exceeding 24 hours.

Pre-Hospitalization: Under this feature, the medical expenses incurred by the policyholder, from 30 days prior to getting hospitalized, will be covered in the policy.

Post-Hospitalization: The plan will cover medical expenses incurred by the policyholder, for a period of 60 days after discharge from the hospital.

Other Features: Under this plan you will get additional features such as cashless treatment, annual health checkup, lifelong renewability, tax benefit and many more

Also, there are some beneficial features, such as:

Cashless Treatment: You can avail of quality medical care at any of the 7800+ network hospitals located countrywide. Using a health card, you can avail cashless treatment without paying the bills from your pocket. The expenses will be settled directly with the hospital, subject to policy terms and conditions.

Online Facility: Given the current restrictions on movement, purchasing a health insurance plan online is highly convenient. You can buy COVID insurance online by visiting the official website of RHI and can purchase a policy with only a few clicks.

Eligibility Criteria

When opting for mediclaim with corona coverage, you should read the policy documents carefully to understand the eligibility criteria, including minimum entry age for adults and children.

Coronavirus insurance for family: ‘Care’ by Care Health Insurance is a comprehensive family health policy that offers coverage of coronavirus for you and your family.

The eligibility criteria for this plan are given below:

Minimum Entry Age: 5 years for Individual Cover 91 days with at least 1 insured person of age 18 years or above in Floater

Maximum Entry Age: Lifelong

Exit Age: Lifelong

Age of Proposer: 18 years or above for eligibility criteria for other policies offering health insurance with coronavirus coverage, you are requested to read the policy terms and conditions.

The admissibility of the claim will be based on current management protocols treatment, evaluation, and quarantine of a confirmed or suspected case on certification of a qualified medical specialist for the treatment extended at a center recognized to offer the treatment.

Why do we need Health Insurance?

• Health Insurance is a shield that protects you and your loved ones in cases of medical emergencies.
• A right health insurance plan makes sure that financial crisis is not an issue during a medical emergency.
• With the skyrocketing cost of healthcare in the country, opting for a good health Insurance Plan is a smart decision for the safety of the individual and family as a whole.

How Care Health Insurance Plans can help you

• 8350+

Vast & growing hospital network for cashless claims

• 4.7 Lacs +

Count of claims services

• 100%

In-house settlement for better management

• 95.2%

Industry best claim settlement ratio

• 37

Less grievance ratio per 10,000 claims

What is covered under Health Insurance Policy?

• Wide Range of Sum Insured up to 1 Crore
• Annual Health Checkup for all insured members
• Ayush Coverage
• Covers Pandemic  such as Covid 19
• Covers more than 540 day care treatments
• Automatic recharge 
• Ease of Cashless Treatment
• Upto 150% increase in sum insured with NCB

What is not covered under Health Insurance Policy?

• Any pre-existing ailment/injury that was diagnosed/acquired within 48 months prior to issuance of first policy
• External Congenital Diseases
• Cost of Spectacles/contact lenses or dental treatment
• Expenses arises out to or attributable to alcohol or drug use/misuse/abuse
• Any diseases contacted before initial waiting period of 30 days except those arising out of accident
• Do refer policy document for complete list